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Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

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Securities offered through American Portfolios Financial Services, Inc. Member: FINRA/SIPC. Investment Advisory services through American Portfolios Advisors, Inc. a SEC registered investment advisor. 21st Century Financial Services and American Portfolios are unaffiliated.

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21st Century Financial Services

Office: 585-249-9939

Fax: 585-218-0879

672 Marsh Road

Pittsford, NY 14534

tom@21centuryplanners.com

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